- Our ideology until 2018
- Our ideology
- The Pyramids
- Ponzi scheme in world history. National experiences
- A New Era
- BTC. The history of choice
- Saving money
- Globalization — an opportunity to unite the whole world
- The level of trust of money
- Ideas of the development
- The financial literacy
- The cohesion
- The capital
- The imperialism
- Everything for the benefit of the people
Our ideology until 2018
The modern world is bad. It is inhumane, unfair and unjust. This is the world of money. It is not for people. It is for those who who produce this money, for bankers and financiers, government and millionaires. And people are mere "pawns" in this game. They just serve them as attendants.
Why do bankers work less and earn a hundred times more?
What lies behind the social welfare? Labor. But why do bankers live a hundred times better than common people who really work hard? Do the bankers work harder? Definitely they don't! In addition they do not even produce any material values, as opposed to the workers. Why then the difference in income is so enormous?
Many wonder with all sincerity now, reading this: "Well... a banker and a worker, they cannot be compared! The banker-the head of the Bank, he has power over money, and is well-connected. And we are ordinary people, having no power or clout. Naturally, the banker lives better than we do.
Meanwhile, there is nothing "natural" here. The point is that everyone got used to this state of affairs and takes it as a matter of course. People believe that this is the way of the world, that a banker has to live better and it cannot be otherwise. But in reality things are different and the situation can be changed!!
But yet, why? Why does the banker work less, but live better? Better than a factory worker, miner, oil rigger, or woodcutter? Because the banker has always got money. Exactly! It's all about money! MONEY! This is the whole point, the cornerstone! And about it, we should talk in more details.
If money is a measure of labour, why is the world unjust?
So, what is money? Have you ever thought about it? May be it is a calculation tool or a measure of labor? As we are told from childhood, we have to work, work and work, because money won’t fall down from the sky. It should be honestly and hardly earned! Everyone was led to believe it from the cradle . It's interesting, what would billionaires say to that, who honestly and hardly earned all their billions. It's ridiculous, isn't it?
Well, we work without cease. But what should we expect in the end? Low wages and pensions, and no rest, but a constant struggle with debts. And half-starved old age... You have spent all your life, working for billionaires, you have been taken away all your power, energy and health, you’ve been squeezed like a lemon, and after that you’ve been just thrown into the dustbin as a write-off.
Is it right? But that's the world. This horrific reality of the modern society. This is what we should all expect in the end almost certainly; everything ends up in this way for the vast majority of people in today's world. As it ended up for their mothers and fathers, grandmothers and grandfathers ... As it will end up, in the present state of affairs, for their children and grandchildren ... great-grandchildren ... Then, in their turn, for their children and grandchildren ... And so on ... That's the way of the world.
Why? All of this is wrong, unfair! It must not exist! Why do some people have everything, but others have nothing? Why do some people walk in golden slippers, but the others barely make ends meet? They don’t know how to feed their children, although all of them “work honestly”. Why does it happen?! Yet we are all the people. We are "equal", aren’t we? Then why?!
Because there is a lie around us. A huge, continuous, monstrous, embellishing lie. Do not believe anything that is broadcasted daily on TV by satiated and well-groomed masters of life.
And people are not equal, and the money is not even a measure of labor. All of this is an insolent and shameless lie. We are surrounded by lie! And still most people trust it all and continue to live in the unfair and unjust world. Why do they cheat you? Just to make it easier to control you.
Is everyone of us equal? It's nonsense!
Imagine yourself as a billionaire now. Or even as an ordinary worthless member of the parliament. Are you equal? In what? You live in a different way, eat in a different way, and rest in a different way. In one day he spends more than you spend for a year! His wife is wearing underclothes more expensive than the whole wardrobe of your wife... He is treated in the best Swiss clinics. And what about you? His children and yours.. Have you compared? Well, where is your "equality"?
Perhaps, you are equal in the rights, aren’t you? Oh, but we forgot about the rights. As it is written in the Constitution of different countries, isn’t it? But let's try to find out, what kind of “equal” rights do we have with oligarchs or bankers? Just a curious!
The right to work? Well, we have such a right. However some really work for peanuts, whereas the others hardly do anything, earning millions and billions. Is it normal?
The right to elect and to be elected? Hmm ... Well, you can elect, of course, you’re welcome. And what about "to be elected"? Here's quite different story. To take part in election campaigns you need a lot of money. And where is it coming from? You will never earn it as a typical worker. Therefore in government there are the people who have extensive financial stock. It's problematic to participate in the elections for an average person and there's no way to win.
In fact, people are not equal in anything. A constantly progressing social inequality — here's the real picture!
So, what is money?
Now we move on to money. Of course, money is not any "measure of labor". These are fairy tales for idiots. Otherwise you would live like a lord. Or maybe you don’t work much enough? Unfortunately, money is just a tool to hold all of us in slavery. We are all slaves. Slaves of money. More precisely, we are slaves of those, who print money. They are our masters.
In fact, nothing has been changed at all during all these centuries on Earth. We have been living so far in the slave-owning system, which has undergone merely external transformations. Everything has become just more civilized and sophisticated. If anciently slaves had real shackles — rusty and steel, then today they are merely invisible, though they still exist. We don’t seem to have them, and can go wherever we want. There are no shackles, we are supposedly free! However, things are different. It is money that is our shackles in the modern world.
In practice none of us is free. "Freedom" is an illusion. Money — that's the point! We are really nothing without money. We need a home, clothes, food and cannot live in a cave and even to go hunting, we need money now. It is necessary to have money everywhere! Because everything around us is just for money. You cannot make a single step without it! But where can we find money? Maybe to earn it?
Have you ever wondered that it is immoral to trade yourself? That it is a kind of prostitution to sell your own strengths, brains, time... What is the difference from the trading your own body? Well, but you will object that people have to work. If everybody would stop doing his job, what’s going to happen then?! We will resettle in cave again, won’t we?
That’s ridiculous. The same "convincing" arguments could be heard for sure in the slave society, when the slaveholders had been trying to make understand their slaves, who, for some reason, didn’t want to work for them, and asked different questions. And later, the same arguments the landlords told their serfs clearly and confidently: "After all, if you stop working, what’s going to happen then?! Our society will collapse! And we will die of hunger!!!"
Yes, it is necessary to work, to create something useful for the society. Otherwise the society will degrade and die. But firstly, we have to work voluntarily, not for a bowl of soup and not only in order to survive; we have to do what we like!
And secondly, while we are on the subject, once it is necessary to work — it is necessary for everyone. All people are equal, aren’t they? So let everybody work. The situation, when some people earn money (in the mines, at the factory, wasting their effort and health!) while others simply print it (sitting back and sipping an exotic cocktail), is abnormal. Such a situation is not acceptable in principle. And there are no "explanations" and excuses to this state of affairs. Absolutely!
Money is just a paper, candy wrappers, which is not backed by anything tangible and, according to that, money is simply printed unrestrictedly, to anyone's heart's content. And then these candy wrappers are distributed among the slaves (among the likes of us) as "wages for labor". When we are given an extra wrapper (our salary is increased) — we are happy. Are you shocked? Alas, that's our bitter reality.
The whole financial world is a pyramid!
How is the financial world organized? It is a pyramid. The Fed the U.S. Federal Reserve System is at the top of it. The Fed creates dollars. How much? As much as they want! Of course, Fed adhere to some of their own internal rules and regulations; they try, for example, not to create too many dollars to prevent complete devaluation of the currency, and etc. But in principle the Fed can create as many dollars as they want. At least, there are no any external limitations for that. Absolutely! The U.S. Fed is guided solely by the reasons of expediency.
The lower levels of this global pyramid are the central banks of different countries; all other local national banks are situated on even lower levels. (Of course, all of this is slightly simplified, but in general everything reflects an overall picture). Actually, why do we need banks? Speaking figuratively, banks play the role of blood vessels in the social organism. Through these vessels the money (blood) from the heart (the Central Bank) enters all its organs. Money (blood) wash these organs, it brings life to them!.. Such an interesting comparison :-))
In which connection dollars are mentioned here? And what relation does the Fed have to us, ordinary people? Basically, the most direct relation! After all, dollar is the global currency. No one Central Bank can print its currency in desirable quantity without permission of the U.S. Fed! It is out of question! By no means! As soon as some country supplied its resources to the USA for a billion dollars (exchanged its actual raw stock for a wagon of colored pieces of paper with the pictures of great American presidents), then it will be allowed to print the local currency in the amount of billion dollars. Now it is permitted, and this is the only way. Otherwise, such a country will be turned out from the IMF, its currency will become inconvertible and so on. In short, the measures will be taken immediately.
And yet, why does a banker live better than a worker? We still have no answer! He prints money, and a worker, for example, builds houses or works in mining industry. It is also very important. Does the banker work harder and give more benefits to the society? Of course not. Then why does he live better?
And one more interesting question in addition. I have been working and working, completing the whole plan, with a clear conscience, daily — from morning to night, for public benefit. As it seems, I have been doing my best. But anyway I can’t pay off the loans. And all my friends are in the same situation. Is it normal? It is obviously wrong and unfair! This is eternal credit bondage. Why do we always owe money to anyone? Why are we all-time bank debtors?!
In short, they make fools of the common people. As usual — nothing new. The rich take advantage of the fact that we, simple hard workers, don’t have time to figure out all these tricky schemes, we have to feed our families. That’s why they take advantage of this situation.
How do banks deceive people?
Let's figure out quietly and without haste. But you have to strain your brains. It's not easy to unravel in a couple of minutes those things which have been tangled during the centuries by the best sophisticated minds of mankind, seeking only wealth accumulation for their personal needs.
Let’s make an example. Let it be a Adam and Steven. And let it be Leonard, a banker of Adam and Steven. They both keep their money in his bank. Adam really wants to buy ….well, let's say, Steven’s bicycle. But he has no money. More precisely, he has money, but not enough — only $10, while Steven wants as much as $100 for his precious bicycle. That is a problem!
What is Adam going to do? He gives Steven his $10 as a deposit and asks not to sell the bike to anyone. He says that he will bring the remaining sum soon. In the meantime he runs to his bank, to the respected Leonard, to get a loan for the missing $90.
As ill luck Leonard has no money at this moment, but he knows perfectly about $10, which Adam gave Steven. And where will Steven bring this money to? That's right, he will put these $10 in his lovely bank, to the same Leonard. Therefore Leonard asks Adam to come back tomorrow. In the hope that tomorrow he will get these $10.
And everything happens in this way. The next day Steven brings $10 to the bank, the bank provides Adam these $10 on credit. Adam immediately gives them Steven, who again puts them in a bank, the bank again provides Adam these $10 on credit, etc. As long as Adam the fool will gather enough money for the bicycle.
So what do we have in the end? Adam finally got the bike from Steven, but at the same time Adam owes $90 to the bank (Leonard), and the bank, in its turn, owes $100 to Steven.
In other words, those $10, which were existed initially, have magically turned into $200 ($190 of debts plus real $10)!
(But these $10 would also turn into a thousand dollars. Even in a million or a billion! If the purchase was more expensive. In that case our $10 would make the increasing number of its cycles, circuits from hands to hands. That's just the procedure!)
So, what happens in today’s world!? It appears that banks also "draw" money without problems?! Not only Fed can produce money, but the banks either! And in fact, these banks multiply money without any control! And we're still wondering, why does the banker live better? Is it clear now, why? The one, who produces the money, of course, lives better!
But this is not enough! From this moment poor Adam will never be able to repay his debts owed to the bank! No matter how hard he would work. Now he is in slavery to the bank, in credit bondage forever. Because those $90, which he owes to Leonard, do not exist in nature! At all! Sly Leonard made this money out of nothing; he created them out of thin air! Just one click! And $10 turned into $200.
Yes, but you can object reasonably that the bank itself owes $100 to Steven. And it turns out, that bank is in credit bondage to Steven and it won’t be able to repay its debts owed to Steven either. So where is the bank’s profit? What's the trick?
Ha! You ask what the trick is! This trick is in the fact, that bank has a lot of such "Stevens", thousands and millions, and they will never come for their money all at once. If one Steven comes, the bank will return him the money of ten other depositors, that's it. It means that the bank’s debt is neither dangerous nor burdensome. In fact, bank’s debt is virtual, it exists only on the paper or in the computer program. It will never be repaid in reality. Only in case of panic it happens, when frightened "Stevens" suddenly come for their money — all at once! Or maybe you know any other reason why banks go bankrupt from time to time? Here's why. Because there is no enough money for all depositors! There is a 90% of thin air in the bank vaults.
Thus, the bank is OK. It sails before the wind. We don’t need to worry about it. But our Adam has serious problems now. He has to repay all the debts owed in bank! Completely!! Moreover with interests and, possibly, penalties. He will be forced to take new credits in order to repay the old ones. Then again the new loan… and again... and again… endlessly, until his death! And there is no way out of this credit running knot. It does not exist in principle! That's it! Trap has been slammed. Now Adam is a perpetual debtor of the bank. He is a slave. From now on he will work for the bank for years on end... Until he dies. But still he won’t repay the debts. And after his death his children and grandchildren will work for this bank. They all are the future servants of banks. More precisely, they are servants of this inefficient and unfair global financial system, which spawned this ruthless and inhuman mechanism. And this mechanism must be finally destroyed.
A new fair financial system will be established!
Financial Apocalypse! That’s the only thing that can break our financial chains and save us all. Release us finally from the continuous slavery. Everything old will burn in its fire and the new will appear. The Fed will be removed from power and will no longer develop social inequality. The banks as they are now will simply disappear. They will stop robbing the people. In fact the banks do not produce anything useful. What useful can they do? Give credits at plundering interests? As a result all the population is burdened with debts.
Why do the banks get interests for the credit at all? Have you ever thought about it? Usury was always despised by all nations, and now it is legalized. Why? If a person takes a loan in the bank, then not for nothing, but to do something good, to realize some project. But he applies his efforts for the welfare of the society including bankers. Making something useful for all of us. We should encourage such people, making discounts but not collecting from them huge interests!
Nevertheless, modern banks were created for other purposes. They aren’t interested in the society but in their own goals. People aren’t important for them. Modern banks are loyal servants of the Fed, hypocritical agents, misusing the products of labor of common people. The current financial system is merely destructing us. And it will continue attacking us, and then our children and grandchildren. It will get even worse if nothing changes. We will destroy the existing financial system and build new — fair and honest! We have no other choice. We are not slaves. We are people. And we choose freedom!
And this freedom is almost here already. Now, thanks to MMM financial Apocalypse is inevitable. Unavoidable! Since now it’s just the question of time. The seed was dropped. And it would grow. It’s already growing. Right now, at this moment! It will not perish!
What does MMM stand for?
MMM is a Global Mutual Aid Fund, World people's Bank, Financial Social Network — or any definition whatsoever. The point is not in the title. The bottom line is that this is a voluntary informal association of millions and millions of people throughout the Earth, rebelled against the financial slavery, chose to declare war against the Fed and banks. (And to win this war!!) And for this aim they have consolidated their capital — even though there are small amounts, owing to a great number, that is millions of people, it's already the power. Awesome and invincible power, growing every day!
Well how do banks exist? Thanks to bankers? Billionaires? No, due to the same ordinary people who deposit their modest savings there. MMM takes the wind out of banks' sails making people see the reality. Why do the people bring their money to the banks at the exorbitant interests? Because they have no other choice. Banks are monopolists: there is no other place to bring money to. All banks are just the same, and controlled by the FED. They simply destroy ordinary people.
And now we have an alternative — MMM! It’s something close to our hearts! Here people help each other. Today you help and tomorrow you will be helped. It’s the main principle of MMM. Do you really want bankers to buy another limousine or house for your money? You should not become another slave. Better join MMM and your money will help those who really need it! Poor people, retirees, disabled people…Woman with many children. Love thy neighbour! Help him.
It’s a kind of common storage box where people save their money and then take it when needed. The amount you need at the certain moment. (They do not steel but namely take money)!
Actually, people don’t need a lot of money. They need consciousness that they have it. Confidence in tomorrow’s day is what everybody really needs. It is just MMM that gives this confidence! It gives a feeling of partnership, that you aren’t alone! At the difficult moment you will never be abandoned but you will always be helped and supported! MMM is a unit of new society, brighter and better. New world, where there won’t be money. Current money. Where everything will be otherwise… Fair and honest. Where there won’t be any slaves or owners. Where everybody will work for their own pleasure and for the whole society. Where Good will defeat Evil! It will be so! There are no doubts!!
Welcome to the System! Together we will change the world!
1. The Pyramids
Ponzi scheme (also a pyramid scheme) is the system of providing income to the members of the structure due to the constant attraction of new participants' money. The first participants of scheme receive income from the funds of the followings. Usually pyramids schemes are registered as commercial agencies and request funding to finance a certain project or purpose. If the real profitability of the project is lower than was promised to investors or there are no incomes at all, so part of the funds of new investors is directed to the payment of income. The purse is not sent for the purchase of liquid assets. It is immediately used for payments to previous participants, project advertising and income of the sponsors. The principal difference between a Ponzi scheme and a real business project is the source of income. The amount payable stably exceeds the amount of added value that this business provides. We can say that the project is an investment scheme.
In point of fact the Ponzi scheme is a system of financial mutual help, which includes the unification on a voluntary basis of a growing number of participants. It provides for a buy-in from each new participant in the order of donation. At the same time, each new participant also provides an income by attracting a number of new participants to the system.
Whether a network structure is created for the promotion of supplies or only to give its participants the opportunity to earn — it does not matter. The financial schemes are usually blamed for the lack of supplies that can be used outside and these reproaches are unfair because the service is the same supplies. For example when you go to a bath-house (to wash) we do not require permission to take something home from there. In the bathhouse, people pay for the service of providing an opportunity to become cleaner, in the financial schemes we pay for the service of providing an opportunity to become a richer.
2. Ponzi scheme in world history. National experiences
The first mention was made in France almost three centuries ago, on December 14, 1720, by the Scottish financier John Lo. The «Law’s System " became, in fact, the first financial scheme in European history.
He was born in 1671 in a family of Scottish nobles, and from childhood the future financier dreamed to live not like the others. It took a lot of money to do this and Lo tried to play cards, but it did not bring an income and then he began to read books. He had delved into the literature that could be obtained at that moment and realized that money should not be from gold or silver mines, but in financial and credit institutions. He offered to replace the coins for greenbacks.
People didn’t understand Law in his homeland and he went to France. The king Louis XV was only seven years old so nephew of his father, the Duke of Orleans called the shots there. Lo offered to establish a bank that issued banknotes secured by treasury and land. The success of the newly created bank was enormous. Issued banknotes were recognized as legal tender, and soon the treasury of France was filled so that the country became prosperous once again. But this seemed insufficient to genius financier and a new gain plan was ripe in his head.
In 1817, the "Mississippi Company" («Company of India») began its work in France. Lo was one of the first to assess the possibilities of advertising to manipulate the opinion of the crowd and soon the company's shares were in high demand. Their price soon exceeded 40 denominations. Everyone — from merchants to commoners were keen on trade with shares of company which, by and large, was engaged in something unknown.
The history of the existence of other financial schemes has been traced since the 17th and 18th centuries: the South Sea Company in England (1711-1721), the Mississippi Company in France (1717-1720), the Panama Canal Company (1880-1889). Financial schemes are also known in the XVIII century, and they were created exclusively for the benefit of the state.
In 1711 Robert Hartley was appointed as the British Lord High Treasurer (the prime minister). The public debt of the Treasury in those years reached a colossal amount. It was 30 million pounds sterling. The task was to seize government bonds from the population, for which the Treasury had to pay interests. So Hartley created «The South Sea Company» which allegedly will develop South America with its untold treasures. In the London newspapers were published several articles that promised fantastic incomes for the owners of the company stocks. There were some photos of the Aztec chiefs, completely hung with gold as an illustration. The British rose to the bait. They readily exchanged government bonds on, the company stocks. So the company accumulated 80% of all bonds. Moreover, the market value of the company stocks has risen like weeds. People paid 10 times the nominal value as much by the middle of 1720.
In the US, the first "scheme" was created by Charles Ponzi, an emigrant from Italy. In August 1919, one of the Spanish businessmen sent to Charles an international reply coupon. Ponzi found that the ratio of exchange rates allows reselling coupons in the USA with a profit, which was purchased in several countries in Europe. Ponzi established «The Securities and Exchange Company» (SXC) and inclined several investors to fund his proposed scheme in exchange for a bill of exchange, and promised them a 50 percent profit from transatlantic trade in 45 days or even 100% in 90 days. That substantially exceeded the similar payments of issuers of other securities. Ponzi was not going to buy coupons. The thing is that the international reply coupon could be exchanged only for postage stamps, and not for cash. So it was not an instrument of speculation. This information was not secret. Notwithstanding this fact, Ponzi was selling his bills for up to $ 250,000 a day by July 1920.
At the end of the XX century, the experience of indirect regulation of the money supply was widely used in the open spaces of the CIS and Eastern Europe. In Russia, for example, in addition to the joint stock company "MMM", which has become famous for commercials about Lyonya Golubkov, the Ponzi schemes were built by 1,700 firms. The Romanian company «Caritas» attracted 400,000 compatriots for a total of $ 450 million.
The banking system of any country is also built on the principle of a financial scheme.
3. A New Era
Today there are tremendous changes in the global economy, from the redistribution of assets within the states to new players, changes in the conditions of the game in the banking sector to urbanization, demographic development due to the monopolization of markets and financial institutions.
The MMM project offers a structured process of adapting to financial changes. Ability to see the future and realize the active participation of the corresponding strategy of the social game, and not just react to the streams of events and this will be the main difference between the winners from the losers.
In this field, there cannot be one right answer, and whether this option of developing becomes a disappointment or an opportunity to improve its financial position depends on the nature of the players' activities and its further development.
Thanks to the results, you will be able to invest more and create new game rules, support operating resources for new participants, add the necessary rules to maximize your competitive potential.
There is the most common question asked — what will happen to the financial scheme with participants ending? Well, firstly — there are tens of millions of potential participants, and secondly, those who successfully participated in some business surely want to take part in it for a second, fifth, tenth time. So this problem is fanciful.
In fact, the financial scheme has only two problems:
The first one is the PESSIMISM OF UNDERDOGS! It is important to always remain an optimist and NEVER TAKE DECISIONS BASED ON THE EXPIERENCES OF UNDERDOGS!
The second is the SLACKTITUDE and it is common to many of us! Therefore, if you decide to join the project — achieve results! Otherwise, you will have nothing and let down such people who trusted you!
When creating this project, mistakes of previous projects were considered and fixed. That provided MMM with leadership in its class. Now we are entering the new MMM ERA of 3rd generation built on the advanced programming technologies as WEB2.0, which included the best ideas of the previous financial schemes and the tasks for achieving high goals (in the sense common to all mankind).
In this way, for today MMM is one of the most effective mechanisms for generating Internet income using a computer! The main thing is that we know how to do it!!!
4. BTC. The history of choice
Bitcoin is a cryptocurrency, the popularity of which in recent months has increased noticeably due to the incredible growth of the rate, which did not avoid the attention of the public and the media. Even if we consider that today its rate has significantly dropped, bitcoin is still a very tempting currency for ordinary users. This currency is controlled not by governments but by creators, so some authorities are noticeably nervous, which produced heated debates about whether it is necessary to regulate the emission and turnover of bitcoins. But this is actually not so easy, considering the idea of bitcoins and the features of the cryptocurrency distribution network that were well circumspect by the creator — Satoshi Nakamoto. In 2010, he left the project, leaving no traces. So both his personality and the fruits of his labor were mythmade. In any case, we know for sure that even after a few years, bitcoin is stronger than ever and the number of its followers around the world continues to increase every day. The total volume of bitcoins emission is limited, and it is the sum of the terms of the decreasing geometric progression, and will not exceed 21 million.
One of the main features of the system is full decentralization. There is no central administrator or any of its analogues. A necessary element of this payment system is the basic client program (it has open source code). Client programs connect to each other in a peer-to-peer network on multiple computers, and each node of which is equal and self-sufficient. The public or private management of the system is impossible including changing the total number of bitocoins.
Moreover the nature of digital currencies has many advantages based on the use of the Blockchain system in comparison with real analogs. Payment systems based on cryptocurrency are fast (the verification of the transaction takes only about ten minutes) and is cheap (you had not to pay for processing to credit institutions). If we add to this the decentralization, confidentiality and ubiquitous availability of currency, then the desire to invest time and money in bitcoins is understandable and understandable. Although bitcoin as a currency does not differ in absolute anonymity, it provides a certain degree of confidentiality that is unthinkable for other payment options. That is why the cryptocurrency has become a lucrative alternative to money in the world.
Bitcoin is invested by two types of people: speculators who expect to make money on the hype around the cryptocurrency, and people who do not trust central banks. They buy bitcoins, so they are insured against inflation. This is how bitcoin became popular in Argentina and Venezuela, where inflation for 2016 was 720%.
In addition, bitcoin has gained unprecedented popularity in Nigeria and China. In both countries, there are restrictions on the purchase of foreign currencies and the withdrawal of the national currency abroad. And bitcoins was popularized by Sergei Mavrodi. His recent projects MMMGlobal in Africa and Asia worked through the crypto currency and properly raised its rate.
In this way, the investors of the investment scheme received not only the promised income from the deposit itself but also the income due to the growth of the bitcoin rate.
The more people participate in the social financial game — the more the bitcoin rate will increase, as demand raises its value.
In general, the bitcoin community is optimistic. Despite everything, the idea of a global decentralized currency looks very attractive.
5. Saving money
The automation of business processes or production hubs seems an inevitable step for companies in any industry. And in the crisis period it becomes especially obvious that these investments are not a luxury, but a means of preserving the funds of depositors.
Without automation of the system, the process turns into a black box, into which something once comes and then something comes out from there. Until now, many financial institutions exist precisely in this condition, and in modern conditions this is a way on the down low. The development of transparent software took a lot of effort and time for our employees. The main task is the transparency of the system behind which investors themselves can monitor. From this block of processes, we removed the "manual intervention" and followed the path of BlockChain. The main tasks are: the formation of a common information space between the depositor and the implementing system, their display in the form of ideological solutions and their implementation in the Private Office of the depositor; stabilization of the system and its transfer to l exploitation and support.
Instead of a huge staff of technical support, the participants will help each other, thereby participating in the active life of the system itself and optimizing part of the costly processes.
There should be an open dialogue and mutual understanding between the depositor and MMM
We are building our bright, financially-independent future!
6. Globalization — an opportunity to unite the whole world
MMM tries to correct not justice in the world, not justice of not only the financial schemes of the states and not justice in ourselves. The financial game is developed on the principle of mutual help-to make everyone a little richer.
Gradually transfer information about the social game to the common communication space of countries, cities, regions, etc. seems logical.
Association of people in different countries / regions on the basis of the general idea of MMM and the gradual increasing of the importance of such an association (citizenship, nationality, etc.). Finally, the transition from traditional state borders to the global multi-faceted MMM society.
Nevertheless, among the many arguments "for" and "against", I have the only fact that has grown into regularity over many millennia of the existence of mankind. The name of this pattern is globalization. The global MMM society being is possible only if all participants understand a simple idea — to become a little richer (!) With this, one can argue and support appeals and the obsolete laws of the economy of the two-hundred-year-long excerpt of Karl Marx's "Capital". But the lack of alternatives for ordinary people and state structures is becoming more and more obvious today and denying it to farsighted and wise people is stupid.
A uniform, global MMM community being will be possible only in one case — diligently breaking down our stereotypes and do the work so that everyone in the world has an open alternative to the powers which importance will be understood.
7. The level of trust of money
The banking system is losing confidence among people. According to financial analysts, the lack of normal competitive market, and the ambiguous actions of regulators lead to the fact that people stop counting saving for a deposit as a good idea. It is even more dangerous to withdraw money from an account in a troubled bank than to keep it there. Money can be confiscated by the state with the help of the law enforcement agency. There is no normal competition in the market. It's no secret that many l governmental structures literally force to open accounts with banks with, public involvement without asking how much it is profitable. There are no such structures that compensate for something in the event of a bank collapse in most states. This is the mart. Therefore, each of its participants must assume possible risks.
"All this eventually leads to the fact that people do not take the money to the bank, and put them under the pillow. This is understandable — how you can trust money to the state, which cannot return them to you! "
MMM philosophy — we trust each other — we are friends and not to banks and to the state!
8. Ideas of the development
The MMM system is structured taking into account the prospects for further development. This system declares specific aims and has a number of restrictions in the field of the abidance by the rules of the game, which basically summon up not to deceive, but to make our life more fun and make some money.
In the future, the prospects for the development of MMM will be determined by the participants. They also will create new rules for the game. The main problem in development is a credibility gap. In its current state, the financial sector of states is not able to help overcome the investment doldrums.
We strive to make the system completely transparent to the participants, to upgrade the system, pay special attention to the safety of depositors' funds, work on eliminating conflicts of interest and reducing supervisory outgoings. The creative offers of the participants will not only contribute to the development of the MMM community, but will also lead to the most important changes in the system and its evolution. It can include an increase in the direct investment; expansion of opportunities for structural reforms; acceleration of financial well-being of participants.
9. The financial literacy
We are constantly taught the financial literacy. States spend a lot of money on this. It seems that for spending many years and billions of money on this work the situation should have been moving from the deadlock. However, statistics are rather disappointing. Perhaps, therefore, the financial authorities change tactics: it is much easier to put up barriers on people than to try to instill the financial literacy. Numerous "cooling periods" are introduced in the contracts and the time given to the client to check all documents is only a small part of this work. Sometimes the controller stays ahead of the curve and imposes restrictions on still young, unformed marts. Thus, the Banks of some states have the right to independently determine limits for citizens to invest in ICO, as well as to limit the amount of investment that companies attract through this mechanism. Those laws are just preparing to come to light, but the decision has already been taken. The ongoing house-to-house searches of the financial market and its monopolization are also designed to simplify and regulate and accept financial solutions by citizens. And it concerns not only banks but also stock exchanges. Moreover, it is worth noting the unsuccessful reform of the Foreign Exchange market (FOREX). After the introduction of licenses for this type of activity, the number of officially working companies decreased from a few tens of thousands to units, and the number of the clients of the "white" forex — dealers today hardly get one thousand. In the banking market, controllers have cleaning up the mess for a long time and many hundreds of revoked licenses confirm this. But have there been fewer complaints? It turns out that the large-scale programs of the users of financial services have not yet led to the desired results. Moreover, there is a danger of monopolization of the market. For example, the state's share in the banking system of states already exceeds 70%. Monopolies, consciously or not, harm consumers' rights much more. Yes, monopolists are easier to control, but the quality of services and products in this case tends to zero. There is a "liberal" recipe: nothing to prohibit, but surely to warn. But there are, of course, more balanced approaches. They include reasonable restrictions and barriers, on the one hand, and a sufficient choice of instruments on the other. But as a result, people should learn to take responsibility for their financial decisions.
10. The cohesion
The philosophy of MMM is the formation of a cohesive work community.
In the hierarchy of organizational values, the "new participant" work community is your earnings.
Group cohesion of MMM — a very important factor for the effective work of the financial game, and it is an indicator of the strength, stability and coherence of the community. It is an important factor in the effectiveness of any team. The motivation and sense of responsibility towards other team members are increased in a cohesive team of the financial community.
The overall aim is to become richer and improve your financial position.
Participants must understand what they are doing and why, and also to remember which common aim unites them. In many financial games, communication between participants of different programs is minimized, and sometimes they do not interact with each other at all. But, despite the difference in their conditions, they all share a common aim. Communication between participants will benefit the social game and allow participants to feel themselves as an integrated whole.
Together move towards a common aim, generate new ideas that will help improve the status of MMM in the market.
11. The capital
Capital — a set of property used to make a profit; a direction of assets in the sphere of production, investment or provision of services for the purpose of making profit.
This is all that can generate income, or the resources created by people to produce goods and services. In a narrower sense, capital is a contribution to the business, a working source of income in the form of means of production.
Not everyone understands that all is engaged in investing in the modern world. In fact, even education is a special type of investment, because it is a contribution to the future. Investments help to overcome the basic economic rule. It says that amount of money, which is keeping at home, is continuously decreasing. The thing is that the buying power of available money is constantly and inevitably reduced. This leads to inflation, various economic crises, as well as devaluation. There is thus the most important aim of any investment, which is not only to preserve, but also to constantly increase capital. It is quite real to spend the minimum amount of time and effort to generate income. Such an option to make money is called passive income. All adequate people tend to this method of earning. There are businessmen, and also moneymakers, people who make money using the Internet.
One way to make money passively is to invest in some lucrative trends. In other words, successful investments make it possible to expect that in the final result, it is possible to achieve the main aim of any sane person, which consists in minimizing time in making money.
It turns out that a person will have the opportunity to do what is convenient for him. Ultimately, a successful investment will lead to the fact that there will be no need to go to work every day and spend most of your time on ensuring a decent existence for yourself and your family. Many of these statements are very skeptical. This is understandable, because the economy and politics are very unstable in many countries. But it is better to stop doubting, and properly assess the opportunities with MMM.
It is important to remember that insecure people will never be able to get rid of empty pockets and a heavy yoke of an employee.
12. The imperialism
"Imperialism" in Latin means "power, or domination." The origin of this term is reliably unknown, but it is used to characterize public policy that supports unequal relations in society. The foreign policy aim of the imperialist countries is the expansion of its own territory, through forcible or voluntary joining. The imperialist countries are distinguished by the presence of one or several colonies, and the desire to excel other countries not only in political but also in economic terms. The domestic policy of the imperialist states is associated with the activities of large monopolistic centers, which have concentrated most of the industrial and financial capital. The growth and development of capitalist states on the European continent, the increase in the able-bodied population, ready to work and earn money, the emergence of new types and forms of management — all this undoubtedly became the reason that Europe ceased to satisfy its population politically, socially and culturally. Ultimately that became the reason for the development of imperialism, as the highest stage of capitalism, allowing expansion into other countries practically with impunity. At present, despite the emergence and development of a democratic society, the concept of imperialism has not disappeared anywhere. It has reached a new global level. Modern society exists in conditions of mass globalization which is aimed primarily at protecting the interests of the exploiting class, represented by large monopoly companies, whose members are in power and dictate the rules of the game not just to individual states, but to entire continents. Thus, the term "imperialism" has not lost its immediate significance in modern society and manifests in the existing industrial concerns and the policies they dictate. The emergent unipolar world does not exclude the fact that the power still belongs to those who have sufficient political, economic and financial levers of pressure on society. It is much easier to survive the emerging crises to large industrial companies, while the smaller ones are forced to obey the rules dictated by them. We strive to change these concepts — we must govern, not be governed. It is the desire of the MMM community to break old stereotypes and move to a new level of ideology development. The society dictates and creates rules not monopolies.
13. Everything for the benefit of the people
Recently, the largest Swiss financial conglomerate Credit Suisse issued an annual report on the distribution of world wealth. The statistics has once again confirmed that the main reason for the world establishment’s rejection by the population lies in the fact of the unprecedented concentration of material wealth among a handful of people who consider themselves as the world elite. The inequality of wealth between people arises for many reasons. The change in average income in different countries accounts for most of the observed inequality in the world balance, but there is also considerable inequality within countries. People with a low level of income are disproportionately common among younger age groups, who have little chance of assets accumulating. Others may have suffered from commercial losses, or personal misfortunes, or live in regions where the prospects for making money are limited. Sometimes the opportunities are limited for women or sex minorities. Moreover, many people have acquired enormous fortunes through a combination of talent, diligence and good luck. While the middle and lower levels of the scheme are important, the upper segment is likely to continue to be the main driver of changes in the measure of finance and investment. The indicators of Credit Suisse in mid-2017 show that now 140900 people are at the top of the pyramid with assets of more than $ 50 million, including 11,000 "ultra-rich" in China (8% of the total of the world), which shows the economic growth of the Celestial Empire in 100 time since the beginning of the century. We clearly see the distribution of the inequality of material wealth.
This is not just a social game — we create a new community that will exist according to the new generally accepted laws of participants, which will change the distribution of wealth in the world for the benefit of people!